I Failed a Basic Money Quiz Last Week. I'm 34. Here's What It Actually Taught Me.

I wrote about what I got wrong, what I learned when I looked it up, and what free resource you can use to find your own blind spots before they cost you.

By Gemma

I want to tell you something embarrassing.

Last Tuesday I sat down with a coffee, opened a 28-question financial literacy quiz developed by Stanford University and TIAA, and told myself it would take fifteen minutes.

It took forty.

And I got 47% right.

Exactly the national average. Which sounds fine until you realize the national average just hit a 10-year low. I didn’t beat the curve. I was the curve.

I sat there for a minute staring at the results screen. Then I closed the laptop. Then I opened it again because I needed to understand what just happened.

Here’s what the quiz actually tests.

“Sometimes one lesson is worth more than one paycheck.”

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